Privacy Policy & Terms

Privacy Policy

Effective Date: December 1, 2024

Nasik Rav Media ("Company," "we," "our," or "us") is committed to protecting the privacy of individuals who interact with our website, nasikravmedia.com. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information in compliance with applicable laws, including ATP regulations.

1. Personal Information:
   
   • Name
   • Email address
   • Phone number
   • Physical address
   • Insurance-related information (e.g., policy details, claims history)

1. Non-Personal Information:
   
   • IP address
   • Browser type
   • Operating system
   • Usage data, such as pages viewed and time spent on the Website

1. Cookies and Tracking Technologies:
   
   • Session cookies for navigation
   • Analytics cookies to track performance

We use the collected information for the following purposes:

• To provide and manage our insurance services
• To process transactions and claims
• To communicate with you regarding inquiries, policies, or updates
• To comply with legal obligations
• To improve the Website’s functionality and user experience

We may share your information with:

• Third-party service providers who assist us in delivering services (e.g., payment processors, analytics tools)
• Insurance partners and affiliates involved in your insurance services
• Government authorities when required by law
• Other parties with your explicit consent

We implement reasonable technical, administrative, and physical safeguards to protect your information. However, no method of transmission over the internet or electronic storage is completely secure.

You have the following rights regarding your information:

• Access and review your personal data
• Request correction or deletion of inaccurate or outdated data
• Withdraw consent for certain processing activities
• Opt-out of marketing communications

To exercise these rights, contact us at nrm.ins.agency@gmail.com.

We reserve the right to update this Privacy Policy at any time. Any changes will be effective upon posting to the Website, and the "Effective Date" at the top will be updated accordingly.

Effective Date: December 1, 2024

These Terms and Conditions govern your use of nasikravmedia.com , operated by Nasik Rav Media. By accessing or using the Website, you agree to be bound by these Terms.

• You must be at least 18 years old to use this Website.
• You agree to use the Website only for lawful purposes and in compliance with applicable laws.
• Unauthorized use, including hacking or misuse of data, is prohibited.

All content on the Website, including text, graphics, logos, and software, is the property of Nasik Rav Media and is protected by intellectual property laws. You may not reproduce, distribute, or modify any content without prior written permission.

We make no guarantees regarding the accuracy, completeness, or reliability of the Website’s content. To the extent permitted by law, we disclaim all liability for damages arising from your use of the Website.

The Website may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of these websites.

We reserve the right to terminate or suspend your access to the Website without notice for any violation of these Terms.

These Terms are governed by the laws of Georgia, without regard to conflict of law principles.

If you have any questions about these Terms or the Privacy Policy, please contact us at nrm.ins.agency@gmail.com.